Photo by @peopleiveloved on instagram

<aside> 💸 Welcome to No Spend November! Sit down, get comfy and be prepared to practice some self control!

**This template was made to offer you a framework to understand your boundaries and achievements as we challenge ourselves to refine our relationship to our personal finances for 30 days. Don't forget to check into Warde during moments of triumph and support ♥️

Objectives: Write your monthly objective(s) here to remind yourself why you're participating!!

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⭐️Tool kit

➡️Incoming

💵All Debit Transactions

⬅️Outgoing

💳Bills

<aside> 💌 Conclusion:

Let's reflect! Here are some prompts to get you thinking...

• What did I learn throughout this month about my spending habits?
• What did I struggle with the most?
• How can I maintain this practice even when I'm not intentionally saving?
• What was the most surprisingly pleasant experience to come out of this intentional saving?
• What progress did I make in the end?

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